Travel insurance over 75
Over 75? No problem!
Total Travel Protections is a specialist travel insurance provider for older travellers, so the fact you are over 75 is not an issue.
- 24-hour emergency medical support
- Covid-19 cover included
Awards & Accreditations
Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.
Holiday insurance for over 75s
At Total Travel Protection, age is our thing, unlike some other insurers, we don’t expect you to suddenly stop going on holiday when you get to the age of 75.
That’s why our travel insurance policies have no upper age limit and we are able to provide travel insurance cover for any destination in the world, so long as the Foreign, Commonwealth and Development Office do not advise against non-essential travel.
Travel insurance cover and benefits
- Emergency medical & repatriation up to £10 million (Platinum Cover)
- 24 hour emergency medical assistance
- Cancellation cover up to £6,000 (Platinum Cover)
- Cover for mobility aids and prescription medication
- Personal property up to £3,000 (Platinum Cover)
- Personal liability up to £2 million (Platinum Cover)
- Legal expenses up to £25,000
Travel insurance over 75 with medical conditions
Over 75 and have pre-existing medical conditions? Don’t worry, our travel insurance policies for over 75s can cover medical conditions of all types, up to a high level of severity.You do need to make sure that you tell us about your conditions, but this is easily done, either online or by phone.
Find out more about our cover for pre-existing medical conditions >>
Over 75s travel insurance protection
When you get a travel insurance quotation, or purchase over 75s travel insurance, your policy will be tailored to cover you, your holiday and any medical conditions that you may have.
Your travel insurance policy will cover unexpected, emergency medical expenses and repatriation up to £10 million per person, including in relation to your existing medical conditions, so you long as you have declared them to us.
You will also have access to our emergency assistance team by phone 24 hours a day, 365 days a year. They are there to help you get the treatment you need and guarantee payments to the hospital, so that you can concentrate on your recovery.
If you use mobility aids or prescription medication, we can cover those too, as well as cancellation, personal possessions, legal expenses, personal liability and much more besides.
Buy online
You can get a travel insurance quotation and purchase online 24 hours a day, 7 days a week.
Our full range of products is available along with medical screening so that you can get a policy to meet your needs at any time of day.
Over 75s holiday cover by phone
If you would prefer to speak to someone about your over 75 travel insurance requirements, our team of friendly travel insurance experts will be happy to help you.
You can call us on 0330 053 3747
We are open during the following times:
Monday to Friday 9am - 7pm. Saturday, Sunday and Bank Holidays 9am - 5.30pm.
Single trip insurance
Our single trip travel insurance for over 75s are designed to cover one holiday or trip, starting and finishing in the UK.
We can cover holidays up to 94 days in duration.
Cruise insurance for over 75s
River and ocean cruises are covered as standard on our over 75 travel insurance policies.
Your cruise holiday can last up to 94 days, and remember, it’s very important to tell us all of the countries you will be visiting.Additional cover options
Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.
Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More
This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.
Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More
Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.
This option extends the cancellation and curtailment section of your travel insurance to include unrecoverable holiday costs, such as transport, accommodation, and foreign car hire, if your pet dog or cat needs emergency life-saving treatment. Read More
Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.
Travel Insurance for over 75s FAQ
I am over 75 and use a mobility scooter when I travel, will you still insure me?
Of course! Our policies will also cover your mobility aids, including mobility scooters, wheelchairs and walking frames for loss, theft or damage whilst you are away up to £2,500.
I am travelling to more than one country; do I need to list them all?
Yes. It’s important that you list all of the countries that you will be visiting when you buy our travel insurance for over 75s. This is so that you will be covered for emergency medical expenses in all of those countries.
Why does it cost more to get over 75s travel insurance for the USA?
The USA is a very expensive destination when it comes to travel insurance simply because the cost of obtaining medical treatment there is very expensive.The most important part of a travel insurance policy, whether you are over 75 or not, is the cover it provides for emergency medical expenses abroad, therefore the cost of medical treatment in your destination country has a big impact on the price of your insurance.
I am over 75, but I am travelling with friends who are younger, can you cover us all?
Yes! Although we specialise in holiday insurance for over 75s, we can cover people of any age and if you are all travelling together it makes sense to be on the same travel insurance policy.